Credit Report Accuracy

Credit Report Accuracy

The accuracy of your personal Credit Report is important as it can affect your financial profile and ability to get a loan.

There are three large Credit Bureaus Trans Union, Experian, and Equifax. Since much of the data they obtain is automated, there are often mistakes. As Identity Theft has become more frequent, it is important to check your report to be sure it is correct. If it is not accurate, it may take time to fix.

We often see advertisements about getting a free credit report. While some may offer a “free” report, doing so may be tied to a subscription, credit monitoring or some other type of purchase.

Rather than committing to some type of ongoing service, we suggest using the following site that offers a free annual report with no strings attached.

https://www.annualcreditreport.com/cra/index.jsp extlink